Group History
Our story
Founded in 2005 on Fleet Street, Capricorn Financial Group has grown from a boutique mortgage brokerage into one of London's leading mortgage, protection and property finance businesses, supporting clients across the UK and around the world. From day one, our mission has remained the same: to deliver expert advice, exceptional service and bespoke financial solutions tailored to each client's individual needs and ambitions.
Today, Capricorn Financial Group operates from its London headquarters in Hammersmith and its flagship Mayfair office at 66 Grosvenor Street, supported by a growing international presence. With more than 90 specialist advisers and a highly skilled operations and client support team, we proudly serve clients across the UK, Europe, the Middle East and Asia.
A culture of excellence
Capricorn’s success is driven by a unique combination of:
- Specialist expertise across mortgages, protection and property finance
- A strong high-net-worth and complex lending capability
- International reach and multilingual support
- Market-leading technology and automation
- Deep lender relationships across residential, commercial and specialist finance
- Long-standing introducer partnerships and referral networks
- A relentless focus on service, professionalism and client outcomes
This combination has enabled Capricorn to achieve sustained growth over many years while maintaining the personalised approach and attention to detail that our clients value.
A unique business model built around client choice
Capricorn operates a unique multi-panel structure that enables us to provide clients with access to an exceptionally broad range of lenders and funding solutions across residential, protection, commercial and specialist finance markets.
This structure provides clients with greater choice, greater flexibility and access to a wide range of lending solutions, from mainstream high street lenders through to specialist banks, private lenders and commercial finance providers. Through these relationships, clients benefit from access to an extensive network of commercial lenders, specialist finance providers and private banking institutions, ensuring that even the most complex lending requirements can be accommodated.
Technology: the engine of our growth
The mortgage industry is undergoing rapid technological change, and Capricorn intends to remain at the forefront of that transformation. Since 2017, we have worked closely with Smartr365 as our core end-to-end technology platform, investing heavily in automation, workflow efficiency and digital client engagement. This commitment allows us to deliver:
- Faster application processing
- Reduced administration and paperwork
- Enhanced accuracy and compliance
- Real-time case tracking and communication
- A more efficient and responsive client experience
By combining experienced advisers with market-leading technology, Capricorn delivers the personal service clients expect alongside the efficiency and transparency demanded by modern financial services.